Insurance Supplement Services for Roofing Contractors

IA Solutions is a roofing insurance supplement company run by licensed Independent Adjusters. We review the carrier's estimate, write the supplement in Xactimate, and follow every claim through — so you recover 20-40% more per claim and your team can stay on the roof.

Licensed Independent Adjuster inspecting roof damage for an insurance supplement

Why Roofing Contractors Use a Supplement Company

Insurance claim supplements recover the money a carrier's first estimate leaves off — and handling them is all we do. As an insurance supplementing company built for contractors, we take that work off your plate end to end. Insurance carriers routinely underpay claims. Their initial estimates are built to move claims through the pipeline quickly, not to fully restore the property. Missed line items, outdated pricing, denied O&P, and code-required upgrades that never make it into the estimate all add up to thousands of dollars left on the table for every claim a contractor works. See the items carriers most commonly miss and how overhead and profit gets left off.

A well-written supplement recovers that money. But writing supplements the right way takes more than opening Xactimate and adding line items. It requires knowing how carriers evaluate a claim, how to document damage so it cannot be denied, and how to follow up until the money actually clears. That is what a dedicated roofing supplement company does — and it is what we do every day for contractors across the country.

Full-Scope Claim Support

While roofing is our primary focus, we supplement for every trade involved in a claim. Siding, gutters, windows, interiors, drywall, paint, flooring, HVAC, and more. If it is part of the scope of work, we make sure it is documented and included in the supplement.

We lead with residential and commercial roofing because that is where most of our contractors specialize, but every claim we receive gets the same attention: the estimate is reviewed, missing items are identified, the supplemental estimate is written in Xactimate with current area pricing, and O&P is justified when the claim qualifies. Photos, code references, and manufacturer specifications are all documented so the carrier has no grounds to deny.

What Makes Our Service Different

Every member of our team is a licensed Independent Adjuster with a minimum of five years of claims experience. Most have fifteen or more, with specialties in residential, commercial, and large-loss claims. We are not a supplement shop staffed by estimators who have never worked a claim from the carrier side. Our adjusters understand how claims are evaluated internally and write supplements that anticipate and overcome the most common objections.

We have handled over 10,000+ supplements with an average recovery of $7,000-$8,000 per claim. Our contractors typically see 20-40%more per claim compared to the carrier's original estimate. The turnaround is 48 hours from the moment we receive your documentation. First follow-up call happens within 7 days of submission. After that, the carrier hears from us every other business day until the claim closes.

Status updates land in your CRM the same day they happen, so you never have to email us asking where a claim stands. We integrate with JobNimbus, AccuLynx, CompanyCam, and most major roofing CRMs so the workflow feels like an extension of your own team rather than an outside vendor.

Where We Work

We supplement roofing claims for contractors in storm markets nationwide. Explore your state:

Roofing Supplement Questions, Answered

A roofing supplement company reviews the carrier's initial estimate, identifies missed line items, underpriced materials, code-required upgrades, and overhead and profit, then writes a documented supplement in Xactimate and follows it through with the carrier until the additional scope is addressed. We are licensed Independent Adjusters supporting the contractor — we do not act as a public adjuster, represent the policyholder, or negotiate coverage; we document the correct scope and have discussions with the carrier to get every legitimate item addressed.

Insurance claim supplements are additional, documented requests submitted to a carrier after the initial estimate — capturing missed line items, underpriced materials, code-required upgrades, and overhead and profit once the full scope of work is known. As an insurance supplementing company for contractors, we write and follow these through so the legitimate scope gets onto the claim.

Across 10,000+ supplements our contractors typically recover 20-40% more per claim than the carrier's first estimate — an average of $7,000-$8,000 in additional approved scope. Actual amounts vary by roof size, damage, code requirements, and carrier.

No. Our team are licensed Independent Adjusters who support the roofing contractor. We do not represent the policyholder and we do not negotiate or dispute coverage. We document the scope the job legitimately requires and have discussions with the carrier so nothing is left off the claim.

We submit your supplement within 48 hours of receiving complete documentation, make the first carrier follow-up within 7 days, then follow up every other business day until the claim is resolved.

Roofing is our primary focus, but we supplement every trade involved in a claim — siding, gutters, windows, interiors, drywall, paint, flooring, HVAC, and more. If it is part of the scope of work, we document it and include it.

We work directly inside your CRM — JobNimbus, AccuLynx, CompanyCam, RoofLink, Roofr, ProLine and most major roofing systems — so status updates land where your team already works, the same day they happen.

Ready to Recover More on Every Claim?

Talk to a licensed Independent Adjuster about your next supplement.

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