Residential Insurance Supplement Writing

Your residential claims deserve full compensation. Our licensed Independent Adjusters write detailed supplements that recover 20-40% more per claim across all trades.

Residential roof before and after supplement approval

Insurance Carriers Underpay Residential Claims

The initial estimate from a carrier rarely covers the full scope of work. Line items get missed, code upgrades get excluded, and O&P (Overhead and Profit) gets denied. Most contractors accept the first number and absorb the difference. That costs your business thousands on every job.

A supplement is a formal request to the carrier for additional funds. When it is backed by accurate Xactimate line items, building code documentation, and manufacturer specifications, carriers approve it. The problem is most contractors do not have the time or expertise to build supplements that meet that standard.

How We Recover More on Every Residential Claim

Our licensed Independent Adjusters review your claim documentation, identify every missing line item, and build a supplement in Xactimate that carriers take seriously. We handle:

Roofing (shingle, tile, metal, flat)
Siding and fascia
Gutters and downspouts
Windows and doors
Interior damage (drywall, paint, flooring)
Code upgrades (IRC/IBC requirements)
O&P documentation and justification
Fire, water, tornado, and hail damage

What to Expect

1

Send us your claim docs

Upload the carrier's estimate, your scope, and damage photos. We provide a checklist so nothing is missed.

2

We build your supplement

A licensed Independent Adjuster reviews the claim, writes a detailed supplement, and documents every line item with supporting evidence.

3

We submit and follow up

Your supplement is submitted within 48 hours. Our dedicated call team contacts the carrier within 7 days and follows up every other business day until resolution. Status updates go directly into your CRM.

Residential Supplement Questions

We supplement for all residential claim types including hail, wind, fire, tornado, and water damage. While roofing is our primary focus, we cover every trade involved in the claim: siding, gutters, interior damage, drywall, paint, flooring, windows, and more.

Our clients typically see 20-40% more per claim compared to the carrier's initial estimate. The average supplement value we recover is $7,000 to $8,000, though this varies by claim size, scope, and geographic location.

No. You send us the carrier's initial estimate, your scope of work, and damage photos. Our adjusters review everything, build the supplement, and handle all carrier communication from there.

We submit supplements within 48 hours of receiving your claim documentation. After submission, our team follows up with the carrier within 7 days and continues every other business day until resolution.

Stop Leaving Money on the Table

Talk to a licensed Independent Adjuster about your residential claims.

Get a Consultation